How it's calculated
Each increment moves you to the next step of the scale. The table below lists every step.
Estimate only. Official results, marks and eligibility are decided by the State Bank of India. Verify on the official website.
Worked example
On joining the basic pay is ₹26,730. After 1 more increment of ₹1,340 it reaches ₹28,070, the end of the first stage of the scale.
Basic pay by increment (Junior Associate (Customer Support & Sales), clerical cadre)
| Increments after joining | Basic pay |
|---|---|
| On joining | ₹26,730 |
| 1 | ₹28,070 |
| 2 | ₹29,720 |
| 3 | ₹31,370 |
| 4 | ₹33,020 |
| 5 | ₹35,020 |
| 6 | ₹37,020 |
| 7 | ₹39,020 |
| 8 | ₹41,020 |
| 9 | ₹43,360 |
| 10 | ₹45,700 |
| 11 | ₹48,040 |
| 12 | ₹50,380 |
| 13 | ₹52,720 |
| 14 | ₹55,060 |
| 15 | ₹57,400 |
| 16 | ₹61,800 |
| 17 | ₹64,480 (maximum) |
"The starting Basic Pay is Rs.26730/- (Rs.24050/- plus two advance increments admissible to graduates)." Clause 7: "The total starting emoluments of a Clerical Cadre employee payable at Metro like Mumbai will be around Rs.46,000/- per month inclusive of D.A., other allowances at the current rate and two additional increments for newly recruited graduate junior associates." Allowances vary with the place of posting.
What the salary includes
- Basic pay as above, plus allowances and perquisites under the bank's rules.
- The advertisement lists provident fund, pension under the New Pension Scheme, medical, leave-fare and other facilities as per the bank’s instructions.
Frequently asked questions
What is the starting basic pay in SBI Clerk 2026?
₹24,050 plus 2 advance increments of ₹1,340 = ₹26,730, in the scale 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480 (Junior Associate (Customer Support & Sales), clerical cadre).
What is the maximum basic pay in this scale?
₹64,480, reached after 17 increments from joining.
Are DA, HRA and other allowances included?
No. The notice says allowances and perquisites follow the bank’s own rules in force from time to time, so this page shows basic pay only. Your offer letter and pay slip will show the full amount.
How do I read a scale like 48480-2000/7-62480?
Start at ₹48,480 and add ₹2,000 seven times to reach ₹62,480. The next parts of the scale add their own increment the stated number of times, up to the maximum.
Why is the SBI Clerk starting basic pay ₹26,730 and not ₹24,050?
The advertisement grants two advance increments to graduates, so a graduate Junior Associate starts at ₹26,730 in the same scale that begins at ₹24,050.
What is the in-hand salary of an SBI Clerk?
The advertisement says total starting emoluments at a metro like Mumbai are around ₹46,000 a month, including DA, other allowances at the current rate and the two additional increments. Allowances vary with the place of posting, so this page shows basic pay only.
Sources
- SBI advertisement CRPD/CR/2026-27/17, clauses 6 (Pay Scale) and 7 (Emoluments), State Bank of India (SBI)